('NRT') and its affiliates to obtain consumer reports, to contact financial institutions, and to check my consumer credit, employment, bank and gaming history in order to evaluate my credit application as well as to update and/or review my account to provide services requested by me, as necessary or as required by law.

I, the undersigned, hereby authorize and instruct Rivers Casino & Resort Schenectady and its agent NRT Technologies, Inc.

I acknowledge that Rivers Casino & Resort Schenectady may apply any chips or slot tokens presented by me to the redemption of any outstanding or returned counter checks. I am also aware that providing false or misleading statements or omitting information on this application may subject me to civil or criminal penalties. I acknowledge that willfully drawing or passing a counter check instrument with the intent to defraud, including knowing there are insufficient funds in my account, is a crime in the State of New York and may result in criminal prosecution. I understand that a counter check issued by Rivers Casino & Resort Schenectady is identical to a personal check and may be deposited in or presented for payment to my bank or other financial institution. I am aware that this application is required by the regulations of the New York State Gaming Commission. I authorize Rivers Casino & Resort Schenectady to conduct such investigations pertaining to the above information as it deems necessary for approval of my counter check limit.

I acknowledge and agree that Rivers Casino & Resort Schenectady is relying on the information provided herein in making decisions related to the extension of a counter check limit and I represent and warrant that the information provided herein is true and accurate in all respects. I hereby certify that I have read and understand this application and its terms and I execute this document voluntarily and with full knowledge of its significance.

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